Tuesday, November 11, 2008

We had started out on this mission of information on ELIMINATE CREDIT CARD DEBT with lots of optimism. And we have also ended it in the same manner.

ELIMINATE CREDIT CARD DEBT

ID Analytics FineTunes Credit Decisioning and Reduces Losses With ID AnalyticsR Credit OpticsTM PR Newswire via Yahoo Finance Law firm to offer debt restructuring elimination workshop Portsmouth Herald

Tue, 11 Nov 2008 05:52:06 +0000
ID Analytics Fine Tunes Credit Decisioning and Reduces Losses With ID Analytics R Credit Optics TM Thursday November pm ET Supplemental Credit Score Helps Organizations Improve Credit Quality with Real Time Visibility into the Stability of Borrowers SAN DIEGO Calif. Nov. PRNewswire ID Analytics Inc. the leader in on demand identity intelligence announced today the company has expanded its credit offering portfolio with ID Analytics Credit Optics a supplemental credit score that delivers a new dimension to the assessment of the credit worthiness of individuals. ID Analytics Credit Optics improves credit decisions by gleaning insight from information that is not typically included when calculating a traditional credit score. Organizations can immediately reduce losses by combining traditional credit scores with ID Analytics Credit Optics to fine tune credit decision processes. Traditional credit scores determine credit risk by predicting the willingness and ability to repay debt. In today s dynamic consumer lending environment creditors are looking for innovative ways to analyze the creditworthiness of both existing and potential customers. ID Analytics Credit Optics introduces a unique third dimension to this analysis real time visibility into the stability of an individual. Stability is assessed by examining changes to identity risk and credit risk over time. When used in combination with traditional credit scores at the point of origination this incremental perspective of risk has proven to eliminate up to of credit losses without reducing the number of accounts booked. For existing loan portfolios ID Analytics Credit Optics can be used to dynamically monitor risk levels resulting in better informed decisions around extending targeted offers and lower financial losses. With the introduction of ID Analytics Credit Optics we are entering the credit analytics industry with a supplemental score that delivers an important differentiator to our customers the ability to make well informed decisions in a fast changing credit environment said Bruce Hansen chief executive officer for ID Analytics Inc. Our new score helps organizations avoid losses by better analyzing the credit worthiness of new prospects and monitoring existing customers. Benefits of ID Analytics Credit Optics o Reduce credit losses with unique perspective of risk eliminate up to of credit losses while maintaining account bookings o Improve credit risk performance apply greater scrutiny to existing portfolios and new accounts o Manage the entire credit spectrum proprietary insight applies to all credit classes and o Fine tune decisioning processes pinpoint customers worthy of receiving an improved offer. ID Analytics Credit Optics operates within a highly secure environment and has achieved both SAS and Payment Card Industry PCI compliance. For more information about ID Analytics Credit Optics please visit http www.idanalytics.com solutions credit optics.html . About ID Analytics Inc. ID Analytics the leader in on demand identity intelligence provides unprecedented real time visibility into the risk of individuals protecting both organizations and consumers. ID Analytics pioneered identity scoring technology. ID Analytics combines three unique capabilities to assess risk and improve the customer experience across all consumer touch points the ID Network the nation s only real time cross industry compilation of identity information Personal Topology TM an individual s particular identity characteristics and their connectedness to each other and ID Analytics proprietary Advanced Analytics SM . Leading communications financial services retailing and healthcare companies as well as multiple government agencies trust ID Analytics to provide solutions that drive new revenue opportunities reduce financial losses and facilitate compliance with federal regulations. ID Analytics is based in San Diego CA. ID Analytics is a registered trademark of ID Analytics Inc. All other trademarks and registered trademarks are the property of their respective holders. Available Topic Expert s For information on the listed expert s click appropriate link. Bruce Hansen https profnet.prnewswire.com Subscriber ExpertProfile.aspx ei Source ID Analytics Inc. Email Story Set News Alert Print Story Copyright Yahoo Inc. All rights reserved. Privacy Policy Terms of Service Copyright PR Newswire . All rights reserved. Republication or redistribution of PRNewswire content is expressly prohibited without the prior written consent of PRNewswire. PRNewswire shall not be liable for any errors or delays in the content or for any actions taken in reliance thereon. My Portfolio Community VSE Alerts Front Page News Commentary Markets Mutual Funds ETFs Personal Finance Technology Tools Research My MarketWatch Community Video News Commentary Columnists First Take Special Reports How to Buy Trading Strategies The Heat is On Power Crisis Digital Home Dubai Blogs Podcasts Industry News Technology Health Care Retail Automobiles Economy Politics Fed The Election Newsletters Guru s Corner Directory Hulbert Financial Digest Election latest news PRESS RELEASE ID Analytics Fine Tunes Credit Decisioning and Reduces Losses With ID Analytics R Credit Optics TM Supplemental Credit Score Helps Organizations Improve Credit Quality with Real Time Visibility into the Stability of Borrowers Last update p.m. EST Nov. SAN DIEGO Calif. Nov PRNewswire via COMTEX ID Analytics Inc. the leader in on demand identity intelligence announced today the company has expanded its credit offering portfolio with ID Analytics Credit Optics a supplemental credit score that delivers a new dimension to the assessment of the credit worthiness of individuals. ID Analytics Credit Optics improves credit decisions by gleaning insight from information that is not typically included when calculating a traditional credit score. Organizations can immediately reduce losses by combining traditional credit scores with ID Analytics Credit Optics to fine tune credit decision processes. Traditional credit scores determine credit risk by predicting the willingness and ability to repay debt. In today s dynamic consumer lending environment creditors are looking for innovative ways to analyze the creditworthiness of both existing and potential customers. ID Analytics Credit Optics introduces a unique third dimension to this analysis real time visibility into the stability of an individual. Stability is assessed by examining changes to identity risk and credit risk over time. When used in combination with traditional credit scores at the point of origination this incremental perspective of risk has proven to eliminate up to of credit losses without reducing the number of accounts booked. For existing loan portfolios ID Analytics Credit Optics can be used to dynamically monitor risk levels resulting in better informed decisions around extending targeted offers and lower financial losses. With the introduction of ID Analytics Credit Optics we are entering the credit analytics industry with a supplemental score that delivers an important differentiator to our customers the ability to make well informed decisions in a fast changing credit environment said Bruce Hansen chief executive officer for ID Analytics Inc. Our new score helps organizations avoid losses by better analyzing the credit worthiness of new prospects and monitoring existing customers. Benefits of ID Analytics Credit Optics o Reduce credit losses with unique perspective of risk eliminate up to of credit losses while maintaining account bookings o Improve credit risk performance apply greater scrutiny to existing portfolios and new accounts o Manage the entire credit spectrum proprietary insight applies to all credit classes and o Fine tune decisioning processes pinpoint customers worthy of receiving an improved offer. ID Analytics Credit Optics operates within a highly secure environment and has achieved both SAS and Payment Card Industry PCI compliance. For more information about ID Analytics Credit Optics please visit http www.idanalytics.com solutions credit optics.html . About ID Analytics Inc. ID Analytics the leader in on demand identity intelligence provides unprecedented real time visibility into the risk of individuals protecting both organizations and consumers. ID Analytics pioneered identity scoring technology. ID Analytics combines three unique capabilities to assess risk and improve the customer experience across all consumer touch points the ID Network R the nation s only real time cross industry compilation of identity information Personal Topology TM an individual s particular identity characteristics and their connectedness to each other and ID Analytics proprietary Advanced Analytics SM . Leading communications financial services retailing and healthcare companies as well as multiple government agencies trust ID Analytics to provide solutions that drive new revenue opportunities reduce financial losses and facilitate compliance with federal regulations. ID Analytics is based in San Diego CA. ID Analytics is a registered trademark of ID Analytics Inc. All other trademarks and registered trademarks are the property of their respective holders. Available Topic Expert s For information on the listed expert s click appropriate link. Bruce Hansen https profnet.prnewswire.com Subscriber ExpertProfile.aspx ei SOURCE ID Analytics Inc. http www.idanalytics.com Copyright C PR Newswire. 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Team Jacob Police driver fled DWI checkpoint almost hit officer left ID behind Local eatery closes its doors New DWI mobile unit deployed stopped arrested Portsmouth police log November PM EXETER The Exeter firm of Bostock Donais PLLC is offering a free debt restructuring elimination workshop on Monday Nov. at p.m. at their office at Portsmouth Ave. to educate the community on options available to consumers during this difficult financial period. In the wake of the historic bailout recently provided by the United States Government many individuals are concerned as to what options are available to them during this stressful time. In response to many requests Attorney Rob Moore and other attorneys from Bostock Donais will discuss in length the options available for consumers and answer specific questions regarding a variety of topics. The workshop will also feature Sara Varela Communications and Development Director for CCCS of NH the education department which covers workshops and seminars on budgeting wise use of credit understanding your credit report and ID Theft and the Debt Management Program which assists consumers managing their debt repayment. As explained by Moore many families including my own are aware and concerned about the ongoing financial outlook and how we will all be affected. In this informal workshop I hope to educate the community regarding the options available to protect their family and friends. Moore has assisted hundreds of clients in restructuring and or eliminating debts within the State of New Hampshire. I ve been able to protect families from losing their home stop impending lawsuits as well as eliminate overwhelming credit card and or medical debt. As Bostock Donais is expecting a large attendance for this event they recommend reserving a space immediately by calling Moore at . Refreshments will be provided at the workshop. In addition to debt restructuring and elimination Bostock Donais PLLC also practices in the following areas estate planning real estate land use construction zoning business corporate law employment law family law including divorce and child custody personal injury social security or disability insurance SSDI supplemental security income SSI . 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